How to repay the debt? The sick question

How to repay the debt, thinks aboutnumber of people. Perhaps, there are few people who did not give money to their acquaintances, friends or relatives on credit, with a subsequent return. At the same time, a tendency is noticed - the closer friends or relatives are, the longer they do not rush to repay debts and the more difficult it is to ask for a return of the debt to the lender. In this case, there is a psychological aspect - do not want to spoil relations with relatives or friends.

How to repay the debt that you lent? The question is, how did you formalize your relationship with the borrower - did you make a loan agreement and when transferring money the borrower wrote a receipt or not.

In case you still intend to give money in debt - properly draw up a receipt, which the borrower must write with his own hand in your presence.

Often, to register a receipt, the parties are referred to a notary office. In this case, the notary explains that notarization of the receipt is not required.

In the receipt must be the word "receipt", which is entitled

document, then it is indicated who from whom and on whomwhat conditions does the money hold. In the data of the borrower and the lender the full name, full name, passport data, place of residence and address of registration are indicated. Next, the period for which money is borrowed and when they are obliged to give is indicated. The date of return must be specified. At the end of the receipt, a signature, a transcript of the signature and a compilation date are mandatory. In the event that the receipt is drawn up incorrectly, but it has somehow been formalized, it can also be used in court as evidence of a loan, but the court may have a lot of questions.

Close relatives or friends give a lot of money without a clearance
any documents, for "honest word". Money is given in debt, the terms of repayment have already passed, the natural question arises - how to repay the debt without a receipt?

Any written documents may serveproof in court - preliminary correspondence with the borrower, proof of the direction in his address of your claim and his response to it. Other written evidence can be all documents relating to the loan: certificates, certificates, business records.

In addition, when a question arises about howReturn the debt, the documents for the occurrence of which you do not have, you can submit the following evidence to the court. Any audio and video recordings can serve as a proof, in this case it is necessary to explain: how, when, under what circumstances and what technical means were recorded.

If you have a question about how to returndebts, serious evidence can serve as documents from the police. This is done as follows. You are applying with the relevant application to the police. On your application of 100% you will receive a refusal to initiate a criminal case. Your task is to ensure that the employee of the body of inquiry reflects in the explanation that he will take from the debtor that he recognizes the very fact of getting money from you in debt.

In the future, in order that you do not have a question about how to repay a debt, despite any close relations, make out everything documented.