Debit cards "RosBank": types and reviews
You can see the debit card in your walletpractically every citizen regardless of his status. This payment instrument is actively used for the transfer of wages, social and state benefits. "Plastic" is also convenient when traveling abroad. Additional privileges and banking services make debit cards even more attractive for customers. "RosBank" along with other financial organizations offers individuals on favorable terms to issue a payment document. In the article, we will consider tariff plans for card products and customer feedback on the level of service.
Visa Unembossed
Unnamed cards (unpersonalized)instant release are very popular. The main "trump card" is the fast deadline for processing the minimum number of documents. Get Visa Unembossed as early as the day of appeal, 30 minutes after the application. In addition, an unnamed "plastic" costs much less than a standard debit card. "RosBank", for example, does not charge a fee for maintenance and issue of Visa Unembossed.
What is the difference from other plastic cards? The unnamed "plastic" on the magnetic strip and the front side does not contain personal information about the owner, which can affect the security of transactions. Otherwise, non-personified Visa Unembossed is similar to other payment cards. With its help you can pay for purchases through terminals or the Internet. PayWave's contactless payment system is also available.
You can cash out money in any bankingterminal. When withdrawing funds using the devices of "RosBank" commission is not charged, the cashier will have to pay 1% (at least 29 rubles). When making an operation using an ATM of a third-party organization, the customer pays an additional 1.2% (at least 99 rubles).
Visa Classic and MasterCard Standard
Standard debit cards "RosBank" draws up ina classic package of services, which is the optimal offer for most customers. The cost of annual maintenance is relatively low - 150 r. This includes:
- opening and maintaining accounts in rubles, euros or dollars;
- a name card with a chip;
- protection of 3D Secure payments;
- contactless payment technology PayPass / PayWave;
- participation in bonus programs from the payment system and the bank.
Commission for withdrawal of funds in terminals"RosBank" is not charged, in other devices its size is 1.2% (at least 99 rubles). For standard cards daily and monthly limits for cashing are established: 250 thousand and 700 thousand, respectively.
You can draw a classic card on an individual design, but for its release you will have to pay 600 rubles.
An interesting proposal for young peoplethe introduction of the international program of discounts ISIC / IYTC / ITIC. These debit cards are issued by RosBank in MasterCard Standard format with the provision of a classic package of services. The product combines a payment instrument and an international identity card. Cards are available to clients of the age category from 18 to 27 years: youth, students, graduate students, teachers.
Premium Cards
For those who want to access exclusiveoffers and VIP-service created premium packages of services from PJSC "RosBank". Debit cards such as Gold and Platinum provide their owners with the following options:
- Travel, life and health insurance during travel;
- providing legal and information assistance abroad and at home;
- extension of the warranty period of purchases;
- increased limits on withdrawals;
- free emergency reissue of the card;
- booking tickets, tables in restaurants and places in hotels through the concierge service;
- discounts and bonuses from payment systems.
When decorating a "plastic" open from 4 to 7accounts. Annual service for the Gold service package will be 450 rubles, and for holders of cards of the Platinum class - up to 2500 rubles. Withdrawals are made without a commission in the terminals of PJSC "RosBank". Debit card limits are as follows:
- 360 thousand r. allowed to cash out per day and no more than 1 million rubles. per month for Visa / MasterCard Gold;
- up to 1 million rubles. Every day, the owners of Visa / MasterCard Platinum have the right to withdraw.
The holder of premium "plastic" will always be a welcome guest in all prestigious institutions of the world.
Travel Miles Maps
For lovers of travel and people, oftenon a business trip, "RosBank" together with the tourist portal iGlobe.ru created a series of debit cards of different classes. For purchases, the holder of the "plastic" receives bonuses - miles, which can then be paid for when booking rooms in hotels, tickets for air and rail transport and for other services offered on the site iGlobe.
Consider the terms of registration and maintenance, as well as the possibilities of Travel Miles cards from PJSC "RosBank" in the table.
Class | Welcome Miles | Number of miles | Fee for annual maintenance, р. | Limit for withdrawal of funds per day / month, p. | Additional Features |
Classic | 500 | 1 for every 30 p. | 150 r. | 250 thousand / 700 thousand. | 3 accounts, participation in the Bank Privilege Program |
Gold, Premium | 1000 | 1.25 for every 30 rubles, up to 15 for every 70 rubles spent on the portal iGlobe | 450 r. | 360 thousand / 1 million | 4 accounts, travel insurance, bonus programs Visa Premium, MasterCard Priceless Cities, Bank Privilege Program |
Signature, World Black Edition | 2500 | 1.5 for every 30 p. | Up to 2500 r. | 500 thousand / 3 million | Up to 7 accounts, concierge service, insurance, bonus programs Visa Premium, MasterCard Priceless Cities, Bank Privilege Program |
Premium | 2500 | 1.5 for every 30 p. | Up to 2500 r. | 1 million / 3 million |
After registration of the Travel Miles card, the holder receives welcome miles. As can be seen from the table, their number depends on the class of payment "plastic".
"Supercard +" and "Autocard"
Premium plastic in RosBank is available inan interesting format of banking programs. The client receives not only the prestigious Visa Platinum card, but also additional privileges to it. For example, the owner of the "Autocart" will receive a cashback of 1%, valid for all categories of purchases, and 5% for gas stations, car washes, parking.
"Supercard +" is a debit card of "RosBank", "the terms of receipt of which do not differ from the registration of premium products. Its presence will allow the holder to return to the holder up to 7% from any purchase, and also to accumulate 6.5% per annum from the balance of funds.
Using the privileges of Visa Platinum, the clientthe bank will also be able to open up to 4 foreign currency accounts (including savings accounts) and receive 2 additional bank cards Classic and Gold for free. Premium package of services will cost the owner at standard rates - 500 r. In case of storing more than 250 thousand rubles in the accounts, the bank does not require any maintenance fees.
User feedback
Holders of debit cards of "RosBank" expressa positive opinion about the level of service. Citizens note the convenience of cashing in: ATMs are located in cities in sufficient numbers, do not have to search for terminals for a long time or use the services of outside organizations. Pleases and the lack of a commission for withdrawing money.
Any debit card of "RosBank" reviews receivesgood. Users are satisfied with the cost of the package of services and its composition, quality of service. Favorable offers with cashback were appreciated by motorists and travelers.
The line of debit cards in "RosBank" is diverseand in its own way is interesting. The client can easily choose for himself the most acceptable terms of service, regardless of the purpose of opening an account and personal income.
