Where to take a cash loan in Ufa: banks, conditions, interest rates

Today, most banks havea crazy amount of credit programs for Russian citizens. However, everyone wants to get a loan as soon as possible and preferably in cash. Nevertheless, to issue a cash loan in Ufa from the age of 18 or receive money instantly is not possible in every bank. Consider the most popular organizations.

Home Credit

Speaking about loans in cash in banks in Ufa, it is worthpay attention to this organization, where you can get a special loan at a rate of 14.9% per annum. In this case, potential customers can count on cash in the amount of up to 500 thousand rubles, which must be paid within 60 months.

In order to issue a cash loan in Ufa with a low interest, there is no need to provide a certificate confirming the income. However, the ultimate overpayment depends on the total amount of debt.

If the client draws up a loan with a minimum limit of 30 thousand rubles, the maximum possible interest rate will be equal to 26.6%. It also depends on the term of the loan.

If we talk about the basic requirements, they relate to the age of borrowers. People aged 22 to 64 who are registered on the territory of the Russian Federation can also rely on loans.

If we talk about the advantages of this organization,it is worth paying attention to the processing speed of applications. As a rule, the review takes no more than 15 minutes. At the same time, the client can place an online application for a cash loan in Ufa. In this case, the borrower independently determines the date when he will make monthly payments.

"Renaissance"

The offer from this bank is called "On urgentpurpose ". According to him, a client of a financial institution can receive a cash loan in a bank in Ufa in the amount of up to 100 thousand rubles with an overpayment of 19.9%. The maturity of the debt is 60 months. There is no need to provide additional information about income.

Among the advantages of this bank isvery fast consideration of the application, as a rule, decisions are made within 10 minutes after filling in a special form. It is not necessary to visit the bank's office in person. It is enough to issue an online application for a loan in cash in Ufa.

Also, the bank does not charge an additional commission forearly repayment of the loan. Another plus is that the loan can be obtained in the form of cash in the bank branch or by transfer to the card. QCs are characterized by free service and the ability to withdraw money in any ATM without additional commission. If we talk about the shortcomings of this proposal, then we should pay attention to the rather impressive penalties that are charged for overdue loans.

"Oriental"

There is a large number of this bank.various programs for lending to the population. The most popular of these is the "Seasonal" loan. Overpayment is 15%, and the maximum loan amount is 50 thousand rubles.

In this case, the client can repay the debt within 36months. Also, you do not need to provide additional documents or involve guarantors. The only thing worth paying attention to is the age of borrowers. According to the requirements of the bank, a loan can be issued by people aged from 26 to 76 years.

Those who are looking for where to get a cash loan in Ufa,It is recommended to pay attention to this organization. If we talk about the advantages of this bank, then it is worth highlighting the very fast data processing and the ability to fill in an online application form. In addition, the client does not need to take out insurance, the interest rate on lending will not change.

The bank also provides a special service called “Credit holidays”. This means that within 1-3 months the client may not make any payments at all.

The only drawback to which the borrowers paid attention is that the funds are issued exclusively to a bank card, the service of which costs 1.5 thousand per year.

Ural Bank

This is another organization for those who are looking for wheretake a cash loan in Ufa. In this bank, you can get a loan of up to 300 thousand rubles. With an interest rate of 22.5%, the client has the right to pay off his debts within 84 months. There is no need to confirm your income or to involve guarantors in signing documents.

If we talk about the requirements for customers, thenThe age should be from 21 to 75 years. Of the main advantages of this bank is to provide a very fast processing of documents, as well as the possibility of filing online.

Of the minuses, borrowers have identified a rather highinterest rate if cash is withdrawn from a credit card. Although insurance is not required, this does not apply to borrowers who are over 60 years old.

"Alfa Bank"

He is at the hearing of everyone. Cash loan in Alfa-Bank Ufa has very favorable conditions. In order to get a loan under the name "Cash" it is enough to provide a passport and a certificate confirming the income of the borrower. In this case, the overpayment interest rate will be 11.99%.

At the same time, customers can count onmaximum loan amount of 1.5 million rubles. The period during which it is necessary to repay the debt ranges from 12 to 36 months. Applications are considered no more than 1 business day. However, in order to obtain such favorable terms for lending, it is necessary to provide a certificate stating that the borrower receives at least 10,000 rubles a month at work. However, this value does not change depending on the region in which the client lives.

In case of early repayment of the loan in cash at Alfa Bank Ufa, no additional fees are charged. Also, do not need to make additional payments with the direct execution of the contract.

If we talk about the opinions of customers, many have noted that instead of 1 business day, an application is often considered up to 1 week. However, lending conditions are much more profitable than other banks.

OTP Bank

Considering the question of where to get a cash loan inUfa, you should pay attention to this financial representation, in which the program "Consumer". The annual overpayment on debt is 14.9% with a maximum loan amount of 200 thousand rubles.

Up to 60 is given to the client to repay the debt.months. At the same time, people from 21 to 65 years old can get loans without providing additional certificates and a guarantee. Of the main advantages it is worth highlighting the possibility of a quick review of applications.

In addition, the client is not required to issuelife and health insurance, it will not affect the interest rate. However, it should be borne in mind that in the process of signing the contract it will not indicate the maximum possible overpayment on the loan, which is alarming for many customers.

"VTB 24"

Considering where to get a cash loan in Ufa, one can not say about this bank. This large financial institution also has such a program.

Overpayment on debt is 12.9%, andthe maximum possible loan amount reaches 3 million rubles. The client must repay the debt within 60 months. In order to receive money, you need to confirm your s / n. Applications are reviewed within 1-2 days.

The main advantage is thatclients with a good credit history, the bank is ready to reduce the interest rate by 1%. If a person does not have the opportunity to confirm his income, then without a corresponding certificate he can receive a loan of up to 500 thousand rubles. Such a loan is available not only to individuals, but also to novice businessmen who have issued an IP.

Sberbank

This financial institution is considered the mostreliable of all. In Sberbank of Ufa, a cash loan can be issued at an interest rate of 14.9%. The amount of cash available to borrowers is up to 3 million rubles. At the same time, it is necessary to repay the debt within 60 months.

In order to get a loan from Ufa Sberbankin cash, you must provide a certificate confirming income and a permanent registration in any city in the country. Applications are reviewed up to 3 days. If we talk about the age limit, loans are available to citizens aged 18 to 75 years.