What is a certificate of an accident? Terms of issue and sample

When there is a traffic accidentincident, cause the inspector of the DPS, which records what happened, and fills in the relevant documents. These include a certificate of an accident, which we will consider in detail in today's article.

There was an accident ...

Unfortunately, for today road accidents on roadsbecame a familiar phenomenon. Along with the increase in the number of cars appearing on the roads, the number of road accidents is also increasing. Any accident for the culprit, and sometimes for the injured person, leads to costs, when even the simplest repairs cost a lot.

But some of the problems or all at once can take onself insurance companies. Of course, provided that the cars are insured for OSAGO and CASCO. And in order for insurance companies to have all the reliable information about what happened, drivers must submit to them a package of documents that are compiled by the inspector who came to the scene.

However, if the accident had serious consequences andthere are wounded and dead, then in addition to the traffic police inspector, police officers will also arrive. On the other hand, with minor damage to cars, as well as in the absence of injured persons, you can draw up papers yourself. Each of the cases has its own peculiarities both in terms of responsibility and in the scope of the documents prepared for further action.

Notice

If traffic police did not call traffic police, a notice must be issued. His forms are usually issued to drivers in insurance companies, and they are carried with them in the car.

You should know that the inspector can not be calledOnly in the event that there are no victims, two (no more) cars collided, and the amount of damage is not more than fifty thousand rubles (or four hundred thousand for Moscow and St. Petersburg). Of course, in this case, a certificate of an accident could not be issued, because the inspector was not called to the scene of the accident.

Notification participants of the road accident are filled by mutual consent and in the event that they have insurance of OSAGO or "Green Card".

Protocol

This document is drawn up on the basis of otherprimary papers, which include a diagram, explanations of the participants of the accident, a certificate of an accident. The protocol describes an administrative offense, an article of the Code of Administrative Offenses that has been violated, determines the culprit of the accident and indicates the amount of the fine.

The document is handed to the person found guilty ofoffense. However, if a person does not agree with the decision, he may not sign the protocol or on the reverse side describe the reasons for his refusal. Then the column "signature of the offender" should be corrected for "driver signature". Another document is not given to another participant of an accident.

If the act is criminalizedpunishable, the protocol on administrative violation is not drawn up. Under Russian law, a person cannot simultaneously bear both administrative and criminal responsibility for the same act.

Information about the accident 154

In addition to other documents and this help accident is needed. It is issued by a traffic police officer along with primary papers or they come to the traffic police department for it.

Information about the accident 154 should contain the following information:

• date and time of the accident;
• FULL NAME. each of the participants in the incident and their driver's license numbers;
• license plates of the vehicle involved in the accident;
• insurance companies to which they relate, as well as insurance pole numbers;
• in the presence of victims - information about them;
• description of all damages resulting from the accident.

All data in this document is extremely important.as inaccuracies or errors can lead to problems in obtaining insurance. It shows all visible damage, and if it later turns out that there are hidden defects, it will be extremely difficult to get compensation for them.

Previously a certificate of accident for an insurance companyshould have been presented along with the Form F-12 certificate. Later this need disappeared. There is a new help. Accidents (the form of the considered document has undergone changes) it is extremely important to describe correctly.

New help

For the first time the form of sample number 154 was applied in 2012. Until that time, payments on OSAGO were made in form No. 748.

The new certificate of accidents (Form 154) has significant differences from the one that existed before it.

For example, in the new form you need to fillcoordinates of the scene. This information is delivered from GLONASS and GPS systems. Now every patrol car must be equipped with a similar system. Also, the traffic police will be able to record in the electronic map of the place where accidents occur the most.

In the new form it is necessary to indicate the points and numbers of the ambulance crew cars called to the scene of the accident.

About the injured and those who died in an accident, all information is presented in a separate appendix, indicating the last name, first name and patronymic of who the person is (driver, passenger or pedestrian).

There was also an additional category in the section of modes of transport - “other”. There must be recorded data about the scooter, bicycle or horse-drawn transport, if they became participants in the accident.

Information about the imposition of an administrative finecleaned up. A clause was added on medical certification for the state of intoxication with indication of the results. While in the old certificate information was simply recorded on the direction to conduct this examination.

There are no more seals and prints for help after the accident. The only thing that remains is the corner stamp. It should not contain records like "possible hidden damage." True, this often leads to the fact that insurers, referring to this paragraph, underestimate the cost of compensation.

It turns out that the new information about the accident, which has the goal to improve the shape, has created a number of problems for motorists. Consider them in more detail.

New Help Issues

Whatever the intentions of the legislators, inA new form has to deal with all sorts of inconsistencies. First of all, car owners, of course, were alarmed that the traffic police certificate of an accident no longer contains the phrase “possible hidden damage”. Insurers claim that this in no way affects compensation payments. However, in reality everything turns out to be not quite so. And in any case, the existing mark added confidence to drivers, and they would prefer it to remain.

There are problems with coordinates that shouldbe indicated. The cost of the GLONASS system is not so low. And in different regions the economic situation is different. Therefore, there are situations where software and hardware may be incompatible. This problem is promised to be solved.

The main drawback that received a certificate ofAccident - the form is not sealed. Because of this, there are difficulties when the victims turn to the insurance company. It was believed that the absence of seals would simplify the interaction of the parties, since they no longer have to travel to the traffic police and stand in queues to get it. However, this led to the fact that at first the insurance companies refused to accept such certificates, suspecting that they could be forged.

The situation was further complicated by the fact that the inspectors,coming to the scene, ceased to certify the seals and other documents. They argued their actions by saying that no laws stipulate the need for affixing prints on copies of documents issued to participants after an accident.

What you need to know about the documents after the accident

Traffic police officers are really not obliged to notarizecertificate, a copy of the protocol or resolution stamped, because each document is numbered. This means that the original with a unique number is available in the traffic police, and there is no need to confirm this with an additional seal.

But if a photocopy of the document is made or there are corrections in the original, then they must be certified by both the seal and the signature of the employee.

Therefore, if insurance companies have any doubts about the authenticity of the document, they can request information from the traffic police office whose inspector recorded the data on the accident.

The main thing that traffic police must providethose who do not wish to affix the stamps are the documents on the registration forms that do not have corrections. If the inspector refuses to sign and stamp on photocopies or the original with a correction, contact the head of the unit to which the employee relates. Then there will be no difficulties with filing documents in the UK and receiving payments.

Help accident: the date of issue

You should know that the traffic police officer must completeand issue the described document at the scene of the accident on the day it occurred. This is regulated by the information letter of the traffic police of Russia under the number 45-1468.

All documents are processed quickly, includinghelp accident. Damage to cars is minor, and the accident was without casualties? Then everything will go as smoothly as possible. But there are situations when it is difficult to issue such a paper right away. Then a certificate is obtained at the traffic police department or at the traffic police post, with the maximum waiting time of one day from the date of the accident.

If people were injured in the accident, a certificate is issued only after the extent of the damage is determined in the hospital.

If the inspector DPS does not issue a certificate (accidentdocumented), saying that it is not available, you should know: such actions are illegal. Therefore, participants in the accident may well complain to the head of this employee or send documents to the prosecutor's office.

We receive payments

After the accident report the culprit andthe victim is issued, it, along with other documents provided to the insurance company within five days. At office the mark that the package of papers is accepted is put. With a favorable outcome of the case, payments are credited to the account twenty days after contacting the company. Until this time, the car can not be repaired.

Sample

Let's find out how the accident report looks like. The sample below will help you get an idea of ​​its content.

The form must be filled by the traffic police officer who arrived at the scene of the incident. But knowing what it looks like will be useful for any driver.

The owner of the car is obliged to carefully check the item "Damage". It is best to photograph damage personally. Then there will be no disputes with insurance agents about the origin of any dents.

Conclusion

It is very important to arm yourself with the knowledge of howto lead if an accident occurred. What should an inspector do when he arrives at the scene? What documents and how to fill? What to give into the hands of the participants of the accident and in what time frame? Knowing the answers to these questions, you will be much more likely to receive compensation from the insurance company on time and in full.