The policy of compulsory medical insurance - the right to free medical care

Among the mandatory documents that are issuedto the person from the moment of his birth, a special place is occupied by the policy of compulsory medical insurance. It gives every citizen of the Russian Federation the right to receive free medical care when this becomes necessary. The MMI policy is issued to working citizens by the employer, who signs a contract for the transfer of funds to the insurer. The same persons who for whatever reasons do not work are eligible to receive the health insurance policy by the insurance company itself.

Compulsory medical insurance policyoperates without restriction on the entire territory of the Russian Federation for the period for which the contract is concluded. If the owner of the MHI policy applies for medical assistance in another settlement, and not where he lives, this does not change the essence of the matter. It is necessary to know that the Russian Federation has corresponding agreements with other foreign states on the right of Russians to receive free medical care while they are on their territory. He must receive and provide him with medical help, of course, provided that he is presented with a document certifying his identity. The lost policy is restored. When you leave or change your place of residence, the policy is handed over and the contract for its receipt is renewed on the new place of stay.

Getting a health insurance policy -The question is simple and possible for both Russian citizens and foreigners. It is necessary only to observe some formalities and wait until the document is ready for issuance to the TMS - territorial fund of compulsory medical insurance.

In order to obtain a compulsorymedical insurance must be applied to a medical institution, usually a polyclinic, at the place of residence. To do this, you need to show a passport that certifies the fact of actual residence in the given territory. Children under the age of 14 receive a MHI policy on the basis of a birth certificate and a propiska confirming one of the parents or guardians. If a person lives in a given territory temporarily, a temporary registration certificate will be required. A citizen of another country must have a residence permit.

Obtain a compulsory medical insurance policyinsurance can be, by filling a special contract that exists, as already mentioned above, in two versions: for working and for non-working. The document is issued by the territorial funds of medical insurance. Timing should be minimal and not exceed 5 days from the date of application. If at the address to the clinic, the patient for one reason or another can not show a medical policy, then the medical assistance is provided by the insurer confirming the validity of the insurance fact.

Compulsory medical insurance policyis attached to a certain polyclinic at the place of residence of the citizen. In this case, the MHI policy itself and the passport are presented. Pregnant women are attached to a woman's consultation or to a maternity hospital. In addition to the above documents in this case, you must also have a medical document that indicates the presence of pregnancy. Children are attached to the establishment of a children's consultation if there is a child's birth certificate and the passport of one of the parents, where there is a stamp on the valid residence permit. The registration of the medical institution shall be stamped on the MHI policy, with the date of actual attachment.

When moving to a new place of residence, the policy of compulsory medical insurance is canceled and the procedure for stamping is repeated.