Where to invest a million: options
Have you earned a large amount of money, the size of which is expressed in a six-figure, or even more, figure? Congratulations! Now it is worth thinking about where to invest a million, but so that it also brings income!
The first thing that most often comes to a person's mind -to put money into the bank for a deposit. The most reliable and safe means. Although, not all have forgotten the situation that happened in the 90s ... Of course, the banking structure has changed for a long time, the deposits of citizens are subject to compulsory insurance, and in case of bankruptcy of the bank you will necessarily return 700 thousand of the invested million. And you can return everything - just split the money in half and store it in different banks. Analysts to the question of citizens about where to invest a million, answer - in a bank deposit, but dividing into several deposits in different currencies, and choosing a bank with state participation. This is the simplest and less risky way.
And if you want to make sure that money is notjust preserved and brought a small passive income, but "worked" and brought much more? Where can I invest money profitably in this case? Experts advise paying attention to investments in securities. Statistics show that over the past century the profitability of the stock market, i.e. income on securities, almost twice as high as inflation, which is really a net profit! There are many questions - risk, profitability, guarantees and the main question of where. To invest one million shares in one company's stock would at least be foolish. It is always worthwhile to have an "emergency reserve", which can be stored in the same bank deposit, so that in case of an emergency situation there is little to take.
Risk is noble, but let it bemaybe not everyone, so most often our compatriots prefer to have before their eyes a material investment of their means. When asked about where to invest a million, 99% of citizens answer - in real estate! It is understandable - before the crisis, house prices grew by leaps and bounds, so those who had in their arsenal "investment real estate" in the form of an apartment could easily sell it at a fabulous price or receive an additional monthly income in a fairly- still a pleasant amount. To date, prices have stabilized and their increase is comparable to the level of inflation, so this type of investment is akin to a bank deposit - in terms of cash recalculation the benefits are not so great! Of course, if at the moment you have a removable housing, then the solution is clear - you need to solve the housing problem.
These were the most common and mostsafe methods of preserving and multiplying their capital. However, there are many more options - starting your own business, buying gold and other precious metals, joining completely new financial funds that promise big profits in a short time and so on. Therefore, before finally deciding where to put a million rubles, weigh all the pros and cons not once, because losing everything is very simple, and the recovery can take years!
