Partners of Alfa-Bank: list

Alfa-Bank is one of the largest system-formingfinancial institutions of Russia. It is a universal institution that enjoys high trust of customers and partners. The organization confirms the reputation of the leading, ranks among the top five in the market. More details about the history, achievements, innovations, partners of Alfa-Bank read further.

Creature

The history of the credit institution began in 1990., when investors from Cyprus decided to establish a bank. For the first 15 years, a large network of branches was established, the latest technologies were introduced, the range of services was consistently expanded, and the first partners of Alfa-Bank appeared. But first things first.

1990-1996: the creation of infrastructure, the establishment of the principles of financial policy, asset management system. A well-considered approach to laying the foundation for the subsequent activities allowed the organization to survive the financial crisis of 1995 and enter the top three institutions where the first eurobonds were placed.

1997-1998: continued strengthening in the market, the emergence of new partners, the highest ratings from leading international rating agencies. Diversification of business: merger with Alfa Capital. The appearance of the leasing company of the same name.

1999-2000: active growth of the regional network Alfa-Bank. Banks-partners, whose list is presented on the official website of the organization, provide intermediary services to customers at reduced rates.

2001-2002: appearance of new TM "Alfa-Insurance". Acquisition of the Amsterdam Trade Bank (ATB).

2003-2004: launch of the innovative project Alfa-Bank Express. In the Russian market, medium-sized enterprises were a promising segment in those years. Their need for banking services is great, and offers on the market are few. A new program for lending to medium-sized businesses was developed taking into account the world experience and the needs of domestic customers.

2005: entrance to the communication platform "Time to Live." Her philosophy was embedded in some of the organization's services: stability and success based on values ​​such as family, personal development, harmony of interests.

Products |

The organization's strategy was built on the principle ofuniversality: the bank provides a full range of commercial services. As the most "crediting" institution, it borrows funds to replenish working capital, financial investments, structural financing, leasing.

At the daughter point of ATB, advantages were combineda Dutch bank with a large Russian. The institution specializes in trade operations between the CIS countries and the European Union, promotes investment in the Russian economy.

In addition to traditional services, the bank offersalso high-tech products of the new generation, which allow customers to reduce the cost of processing payments, centrally manage cash flows through the Internet.

Interaction of commercial and investmentdepartments allowed to use resources in the market of corporate financing and provide services to foreign clients in the field of mergers and acquisitions of enterprises specializing in telecommunications, food industry, and electricity. The extensive branch network, the partner banks of Alfa-Bank, whose list is constantly increasing, as well as the established algorithm of work - these are the factors of success that are necessary to achieve results in the market.

Shareholders

Today, the beneficiaries of Alfa-Bank are ABHFinancial Limited (Cyprus - 99, 89%), Alfa Capital Holdings Limited (0.11%). The subdivision in the Russian Federation is the core of all groups. Alfa-Bank's partners serve customers in Cyprus, Ukraine, Kazakhstan, the Netherlands, and Belarus. Among the co-owners of the institution there are also individuals - members of the board of directors.

The organization serves more than 11 million private and130 thousand corporate clients around the world. In Russia alone, there are 130 out of 711 points. "Native" ATMs more than 4000 pcs. If the cardholders do not find what they need near the house, they will be able to withdraw money from the terminals of such financial institutions as "Baltic Bank", "Rosbank", "Promsvyaz", MTB. All of them are partners of Alfa-Bank, without commission serving card accounts of its clients.

Financial results for 2014

According to preliminary estimates, net assetsorganizations grew by 40%. The impetus was significant balances on accounts, deposits of customers, as well as other financial institutions. The portfolio of securities by 86% consists of bonds. During the year, it grew by 90 billion rubles. Monthly out of it 50% is transferred to repo. Net profit for the year amounted to 65 billion rubles.

Car Loans

One of the areas of business development -provision of loans for the purchase of a vehicle. Terms of service are relatively loyal: a minimum package of documents, flexible deadlines, low rates, especially if the car is registered with the "native" insurance company. Through the bank it is possible to purchase credits of such brands: BMW, Chevrolet, GM, AvtoVAZ, Opel, Mitsubishi, Chery, KIA, VAZ. Applications are accepted through car dealerships. Alfa-Bank's partners allow repaying loans in the branches of their institutions, charging a minimum commission for payment. And the insurance company of the same name gives such customers its services at loyal tariffs.

Updated Internet banking

In 2014, a credit institution together withEPAM Systems has developed a new platform for making online payments. It introduced additional functions. Customers could connect themselves to the service "Alpha Business Online" and conduct remotely foreign exchange transactions. EPAM Systems is a software developer in Central and Eastern Europe. Alfa-Bank's partners continue cooperation to this day, actively developing and supplementing the Business Online system. Through the program you can make payments, view the history of operations, export statements to any convenient format, file requests for transactions with currencies, send letters to the credit organization.

"Celestial" partners of Alfa-Bank

Since 2014, clients of a credit institution in Ukraine can issue a joint credit card with the airline "UIA" Sky Pass with the following advantages:

• accumulate miles when calculating anywhere in the world;
• to enter the business-box of terminal D of Boryspil airport free of charge;
• use concierge service, travel insurance abroad.

Accumulated points can then be spent onair ticket. Depending on the type of card (World or Platinum), for every 100 monetary units spent on the account, 8-10 miles are credited. Activation bonus is 5000 miles. And for using the card during the year the client will receive an additional 1500 points on the account. Buy a free ticket for Ukraine can be, having accumulated 10 thousand miles. For trips to Europe, you will need twice as many points. The map provides a grace period of 55 days. According to statistics, after 2 months of active use, you can accumulate miles for a free flight to the EU countries.

Conclusion

Alfa-Bank was established in 1990 by investorsfrom Cyprus. For 25 years of existence, it has taken a leading position in the market, has established itself as a universal credit institution and has developed a wide network of branches throughout the country. Almost in every city of the Russian Federation you can find ATMs of Alfa-Bank. The partners of the credit institution (MDM, IBC, Baltic Bank, Gazprombank) also serve customers on the base terms.