The legal purity of the purchase of an apartment
Is it worth repeating for the hundredth time that buyingapartments - this is an expensive, time-consuming and serious enterprise. Any inaccuracy, error can lead to financial and other losses. Especially in this case, buyers are vulnerable. They run the risk of staying without money, and without an apartment. In order to avoid unpleasant consequences, the buyer must check the "cleanliness of the transaction" of purchase and sale.
A legally sound approach will ensure verificationapartments and the whole process of registration. The audit is designed to identify and eliminate all possible risks associated with the acquisition of property, so that in the future there may be more than one reason to challenge the legality of the purchase of real estate.
The first step is , then you will know:
The identity of the seller
In addition to verifying the passport data of the seller, it would be superfluous to demand from the owner a certificate from the psycho-neurological dispensary about its legal capacity.
Looking at the passport of the owner of the purchased housing, it is worth paying attention to:
- the document must meet all necessary requirements (not be overdue, have photos);
- Inscriptions, seals, stamps should be clear;
- corrections are not allowed, unintended entries, lack of pages;
¬- if there is a stamp on marriage, it should be ascertained whether the spouse (s) does not have the right to claim a share in the apartment.
Confirmation of the right to carry out real estate transactions:
- Verification of the certificate of ownership of the apartment. It is not enough to make sure it is available. It is important to carefully verify the authenticity of the document;
- verification of power of attorney for the right to conducttransactions with property on behalf of the owner. The power of attorney must be notarized, valid and not withdrawn. To ensure the authenticity of the document, you can make a request to the notary office;
No encumbrance:
- an extract from the home of the book is issued by the passport office. It contains information indicating all persons living and living in the apartment, information on the arrest of housing;
- and the expanded extract of the Unified State Register of Trade Unions, contains information on all transactions in respect of real estate;
Dangerous moments:
The risks of disputing a transaction increase if there are such factors:
- several resale for recent years;
- in the certificate from the house book there are citizens who have been removed from the register, but who have not taken the registration in another place, as well as temporarily discharged tenants (servicemen, prisoners);
- Previously, the apartment was sold by proxy, the authenticity of which can not be verified.
These are just the main points of checking the apartment. It is extremely difficult for a real estate specialist to take into account all the nuances and avoid problems when buying a home. Therefore, it is desirable for a thorough check to use the services of lawyers. Also, the title insurance of the transaction allows for a slightly lower risk.
