"Safmar" NPF: reviews about the non-state pension fund
Today we have to find out which "Safmar"(APF) receives feedback from its visitors. Also it is necessary to understand what kind of organization is in question. All this is extremely important. After all, only after conclusions about the integrity of a particular firm, a potential client can make the right decisions about applying for services. What are the pros and cons of "Safmar" to pay attention to? How satisfied are visitors with the service here? All this will be discussed further!
Description
What is the company being studied? "Safmar" is a non-state pension fund. It offers pension insurance services, as well as the formation of a funded part of the pension. He does not carry out any outside activities.
All this pleases the customers. They can accurately say under what circumstances to contact the company. No shadow policy "Safmar" does not. The organization is supported by the Raiffeisen Bank.
Spread
JSC NPF "Safmar" has a small number of branches in Russia. The thing is that this company is not too common throughout the country. Therefore, some believe that "Safmar" is a fraud.
In fact, this is not so. The company being studied is nothing more than a real non-government pension fund. The offices of the organization can be found in Saratov and Moscow. These are separate branches of NPF.
It is also worth noting that "Safmar" (NPF) reviewspositive type from customers receives for the fact that the services of this fund can be used in the offices of Raiffeisen Bank. From this perspective, the organization is very serious. Almost every city in Russia can be contacted here for the formation of pension savings.
Head Office Address
Some are interested in where the main branch of "Safmar" is located. Guess it is not so difficult. The city where the non-government pension fund is located is Moscow.
The legal address of the firm coincides with the actual one. More precisely, "Safmar" is located at the following address: Plyushchikhina street, 44/2. It is here that the head office is located. The address can be accessed if there are any global claims or wishes.
Rating
What is the NPF "Safmar" rating? This is an important nuance, which many potential customers pay attention to. I do not really want to cooperate with the organization that is closer to the end of the ratings of non-state pension funds in Russia.
Today, Safmar has not the mosthigh rates. Among NPFov in terms of capital and reserves, the organization ranks 28th. If we talk about the volume of pension reserves, you can see that the fund is located on the 17th place. But that is not all.
Safmar (NPF) does not get the best reviews forThe fact that the firm is on the 15th place in the rating of pension funds in terms of pension savings. That such data is relevant today. In general, we can say that “Safmar” is far from leadership. And this does not suit many customers. They begin to doubt the integrity and reliability of the organization.
Reliability
And in vain. NPF Safmar JSC receives positive feedback for the fact that this non-state pension fund has high reliability indicators. Experts evaluate the work of the company as A ++.
Today it is the highest level.reliability. So, the organization will not be suddenly closed. She can trust her retirement savings. And this nuance pleases many potential customers. Only taking into account the position of "Safmar" in the rating of NPFs of Russia, some begin to doubt the expediency of applying for services.
Profitability
The next very important point is profitability. Many potential clients pay attention to this feature. What is NPF "Safmar" yield rating?
You can not call it high. But many emphasize that the organization allows you to really increase the pension savings. And this is only due to the fact that the money is in the specified fund.
Today NPF "Safmar" yieldoffers equal to about 8.87% per annum. This indicator was called by experts in the first half of 2016. This is not to say that the return on cooperation with the organization is too high, but it takes place. Thanks to this, Safmar (NPF) receives positive feedback from many customers. They indicate that in this company pension savings are indeed multiplying. Not too fast, but reliable and stable. Just what most future retirees need!
Attitudes towards clients
Ambiguous opinions are received by the organization forattitude of employees to customers. Some say that Safmar serves all its visitors quickly, without queues, everyone gets attention. Red tape is reduced to a minimum. Thanks to the professionalism of the employees, the paperwork is not long in coming.
You may also notice that JSC NPF "Safmar" reviewsnegative type gets for the work of employees. Some visitors say that some subordinates are not the best way to treat customers. Professionalism is not felt, you can face rudeness and rudeness. Fortunately, such complaints are rare.
Customer Alerts
"Safmar" (NPF) reviews are not the best typereceives for the fact that the organization can not order an extract from the personal account directly through the "My Account". The official website of the fund has a special function, but it does not work.
Many emphasize that it is not always convenient to drive.to the branches of "Safmar" to obtain information about the state of the open personal account. However, this is not a significant drawback. Especially when you consider that in general the organization has a good reliability and profitability rating.
Also some say that all statements aboutaccount status can be requested by mail. Another good way to get information. Only he takes a lot of time. We can say that Safmar (NPF) receives feedback as it is not the most mobile organization.
Mysterious transitions
Not the best opinions are collected by the organization forone interesting phenomenon. The thing is that some investors complain that their pension savings are being transferred to Safmar without consent. Some accuse the organization of fraud. But is it really?
Not at all. Most often, such statements are from clients of the bank "Raiffeisen". When concluding contracts, he informs about the transfer of pension savings to Safmar. The main thing is to read the conditions carefully. Employees themselves do not disclose such information. Therefore, all allegations of fraud are unfounded. Safmar and Raiffeisen operate exclusively by law. These organizations are bona fide.
Capabilities
NPF "Safmar" customer reviews (2015 or any other is not so important) receives a positive type for the opportunities that the fund offers to all its depositors.
In general, they are no different from the offers of similar companies. The only thing that customers often pay attention to is the speed of service provision.
Safmar offers:
- opening of pension deposits;
- refill;
- closing deposits;
- transfer of funds to another pension fund at any time.
About all features of the serviceIt is recommended to read in the signed contract. Should pay attention to issues related to the transfer of money to another fund. The point is that Safmar imposes certain sanctions on customers when transferring funds to another organization. This step leads to large monetary losses, which often upset investors.
About working with documents
"Safmar" (NPF) reviews are not the bestregarding the work of employees with customers. Some say that the pension fund offers really fast service. But such opinions are not so common.
Often, "Safmar" is described as a pension fund,which minimizes paperwork, but the organization’s work with documents leaves much to be desired. It is noted that the data on the residence of citizens-investors are not checked. And so some alerts and other papers may not reach the client.
All this suggests thatThe pension fund is not too conscientious about their work. In fact, Safmar checks all its customers. And sends documents and information on these contacts. If you change your place of residence or residence permit, you must notify yourself either the Raiffeisen Bank or the non-state pension fund directly. Otherwise, the data will actually be sent to the wrong address. But not because of the pension fund, but because of bad faith and irresponsibility of clients.
About service in general
What is generally said about the organization being studied? How is this a good company? Safmar receives a variety of reviews. From the above, it can be concluded that the fund has many shortcomings. However, the majority of citizens emphasize that the organization as a whole offers services of the highest standard. Managers have high requirements for subordinates. Sometimes, because of this, Safmar (NPF) does not earn the best employee feedback. After all, for subordinates it is the same employer, like everyone else. This must be remembered.
Sometimes you will notice that people complain aboutslow service and on constant queues in the branches. No one is insured against them. However, employees try to pay due attention to all visitors. If we compare it with other non-state pension funds, then Safmar is not much different from them. This should be remembered by every potential visitor. We should not expect too good and fast service from the organization, the company still has its drawbacks.
As an employer
It is clear what the rating of NPF "Safmar" JSC has for customers. And what can workers say about this organization? How much is the foundation a bona fide employer?
In general, it does not stand out in any particular way. Someone praises him, someone does not. Standard claims: a lot of work, little pay, not the kindest and honest bosses. Among the advantages are the official employment, as well as good working conditions. Open and direct negative to the "Safmar" is not expressed from subordinates. But this does not mean that the pension fund is an ideal employer. Rather, it is suitable for those who just want to work and earn money without building a career.
Outcomes
What conclusions can be made? Safmar is a real non-state pension fund successfully operating in Russia. It has some drawbacks. Not an ideal employer.
But this organization is well suited forformation of pension savings. It offers a good yield, which can not but rejoice. It is possible to pay attention to Safmar when there is no desire to invest in leading NPFs in Russia.
