Top 10 banks in Russia - stability and reliability
Banking specialists in Russia are arguing aboutthe number of financial institutions necessary for the normal functioning of the economy and the achievement of maximum comfort for the population. Unambiguously satisfied with all the numbers there. Today about 680 banks are registered in Russia. And one this number seems excessive, the other - obviously insufficient.
1. The Savings Bank of Russia
This bank, according to the majority of the populationcountry, is the only financial institution you can trust. Especially it is typical for people of the age who remember still Soviet times. The predecessor of the current organization was the USSR Savings Bank. Carrying out banking operations for a Soviet citizen was due only to manipulations with a bluish book, and a savings book is the only guarantor of relative financial well-being.
Today the population has more extended financialthinking, but also the most advanced owner of a dozen bank cards it is clear that the most stable bank for today is Sberbank of Russia. Its power is based on state support, controlled by the Central Bank of Russia. The volume of assets at the beginning of 2016 is about 226 433 146 dollars.
2. "VTB"
VTB Bank, formerly known as Vneshtorgbank,the second largest asset in Russia. The size of the authorized capital is the banking institution - the first in the country. The largest owner of shares (60.9%) is the government of the Russian Federation represented by the Federal Agency for State Property Management, and the Minister of Economic Development of the Russian Federation Alexei Ulyukayev is the Chairman of the Supervisory Board of VTB.
The volume of assets is 8 742 464 dollars.
3. Gazprombank
The third-largest operating bank assetsthe country, like all the largest banks in Russia, has a well-developed network of customer services. Initially created to service enterprises related to gas production, today Gazprombank is one of the largest investors in the most diverse sectors of the economy, industry, culture, sports, etc.
A distinctive feature of this financial monsteris its active activity in the foreign financial market. Its entry into the top 10 Russian banks in terms of reliability is largely due to a successful investment policy with respect to securities of foreign origin. In early 2016, the value of Gazprombank's assets was $ 4,984,239.
4. Bank VTB 24
This bank specializes mainly inservicing individuals, financing small and medium-sized businesses. Guta-Bank, which failed to withstand the inter-bank crisis of 2004 and bought out by the then Vneshtorgbank, was also involved in this. As a result, a subsidiary financial institution was established on the basis of the purchased structure - one of the parts of the entire banking group "VTB", which is a separate line in the top 10 banks of Russia.
The volume of assets is 2 873 642 dollars.
5. Bank Otkrytie
This bank originated on the basis of several financialcompanies, united under the brand "Opening Holding". The activity of this financial corporation, established on the basis of the Khanty-Mansiysk Bank and aimed at strengthening the stability of the country's banking system, has been supported by the Russian authorities, and therefore a few additional points in ensuring its reliability. It is exactly in the middle of the list of top-10 banks in Russia (according to the Central Bank).
Representations, due to the Bank's active investment policy, are available in all major Russian cities. The volume of assets is 2 813 360 dollars.
6. Rosselkhozbank
Another institution that is part of the largest banksRussia and fully owned by the state. The only shareholder is Rosimushchestvo, the Federal Agency for State Property Management. Although in the light of recent events, the government announced that there are plans to attract private investors as early as 2016. Meanwhile, the chairman of the board is Patrushev DN (the eldest son of the chairman of the Security Council of the Russian Federation), and the chairman of the supervisory council is the Minister of Agriculture Alexander Tkachev. This is a serious factor of reliability.
The amount of assets is 2 551 779 dollars.
7. Alfa-Bank
The largest private sector in the Russian Federationcommercial Bank. He is one of the few private ones who managed to survive the banking and financial crises of recent times, and now he is in the top-10 banks of Russia.
The activities of this financial institutiondistinguishes flexibility and initiative in investment policy, innovation in the organization of financial services. One of the first in the country appeared in his Internet bank, actively developed the most advanced ways of working with payments - for example, a clock with a built-in bank card.
The amount of assets involved is 2 166 341 dollars.
8. The Bank of Moscow
Another bank, actually owned by the group"VTB." Created in the early 90's with the attraction of funds from the city budget of the Russian capital, later became an object of investment from Vneshtorgbank. Has several "daughters" abroad. By spring of 2016, an official merger with the VTB Group is planned.
The volume of assets - 1 753 618 dollars.
9. "National Clearing Center"
This financial organization is the "daughter" of the groupThe Moscow Stock Exchange. It is in its full possession and created to provide clearing, i.e., non-cash settlements between participants in financial transactions conducted by the exchange.
The size of the assets of this bank is $ 1 397 028.
10. UniCredit Bank
The owner of this bank is UniCredit BankAustria AG (Austria, Vienna), which is part of the Italian financial concern UniCredit. It is the oldest commercial bank in the country. It was founded in 1989 with the participation of several private corporations and was first named "International Moscow Bank". Today, the institution acquired in 2007.
The financial structure, closing the rating of the top-10 banks in Russia, has net assets of 1 320 713 dollars. </ strong </ p>