How to buy an apartment: basic recommendations
In the lives of many people, buying a home is the most significant transaction. How to properly buy an apartment and not regret later about the spent forces and money thrown to the wind?
Memo about how to buy an apartment
At the initial stage it is necessary to decide whowill specifically deal with the registration and purchase of an apartment. You can turn to the services of professional realtors or start an independent search for housing. In any case, it is necessary to treat extremely cautiously to this issue.
How to buy an apartment correctly - the first rule
It is not recommended to give private ads aboutbuying an apartment in newspapers and on the Internet. Ask for help from sellers or officially registered companies that deal with real estate. Otherwise it's easy enough to become a victim of pure water extortion. By giving such an announcement, you automatically advertise the presence of a considerable amount of money.
How to buy an apartment correctly - the second rule
When an apartment is found that satisfiescertain requirements, it is necessary to check the availability and validity of the passport from the seller. If the seller (an agency representative or an individual) works under a general power of attorney, it is advisable to get acquainted personally with the owner of the housing being sold. You need to make sure that this person is alive, and check his passport. It is important to find out whether he gave anyone a general power of attorney to sell his own apartment. He could give her for absolutely other purposes, which are not connected with the alienation of his dwelling.
How to buy an apartment correctly - the third rule
The next step is to verify thatthe proprietor (seller) of the apartment is not an alcoholic, is not registered in the psychoneurological dispensary and the narcologist. Obligatory request requires a certificate confirming this fact.
Also, contact the district inspector forfinding out the following data: whether the owner has been treated for drug addiction, alcoholism and whether he is on such a treatment at the moment. In these cases, even if the price of the apartment is acceptable, do not buy it.
How to buy an apartment correctly - the fourth rule
It is necessary to check who (besides the owner)is registered in this apartment. It can be learned from the extract of the house book or checked by yourself in the RGU. If in this apartment children under the age of eighteen are registered, ask the seller for a certificate allowing the sale of the property if there are juveniles registered in it. If the apartment is privatized and the children are the owners, then without this certificate the notary will not simply issue a contract for the purchase of the apartment.
How to buy an apartment correctly - the fifth rule
Having decided on the question of the registration of children, it is necessarycheck all the persons who are registered in the apartment. They may be adults (a former husband or wife) who own the apartment. Be sure to solve the issue of their discharge from the seller, because their location may not be known. It is possible that they generally do not want to leave the apartment after selling it by the owner.
How to buy an apartment correctly - the sixth rule
It is necessary to pay attention to the fact that inthe general power of attorney should be noted the right to sell an apartment and receive money for it. Only in this case it is possible to transfer money for an apartment to a person working by proxy. But even with this condition it is necessary to take a receipt from the seller, confirming the receipt of money.
Seventh rule and last
Keep in mind that after signing the contract for the purchase of an apartment, this document is subject to mandatory registration. Only if this condition is met, the apartment becomes the property of the buyer.
An important issue is the time of transfer of funds. When transferring money to the buyer it is recommended to take a receipt from the seller.
Conclusions: how to make an apartment purchase
All the references provided by the sellerto check by means of inquiries to the bodies that issued these documents. Appealing to lawyers for registration and support of a transaction on the purchase of real estate will significantly reduce possible risks.
